Why Shop Around?

It's SMART!
- Shopping around and comparing rates for auto-insurance is one of the smartest decisions you can make.
It Saves You Money!
- Getting multiple quotes for "like-coverage" from numerous companies allows you to get the best bang-for-your-buck within your budget.
It Gets You the Coverage You Need!
- Not only do you stay on budget, but you get the coverage you really need.
- You can get the coverage that covers the most important aspects of your vehicle, such as liability, collision, and comprehensive coverage.
- You can also get additional coverage such as roadside assistance, rental car coverage, and more.

Why Offers-n-Solutions?

Convenience
- You don't have to know a guy who knows a guy, or have a cousin who sells insurance. And you don't have to personally reach out to a list of companies to get their rates. We leverage our relationships to get the rates for you, and all you have to do is compare and decide.
Value
- Comparing numerous offers, after just a few simple clicks and questions, empowers you to choose the coverage you need on your budget.

Key Auto Insurance Terminology

1. Liability Coverage: Coverage that pays for bodily injury and property damage caused by the policyholder to another person.

2. Comprehensive Coverage: Coverage that pays for damage to the policyholder’s vehicle caused by something other than a collision, such as theft, fire, or vandalism.

3. Collision Coverage: Coverage that pays for damage to the policyholder’s vehicle caused by a collision with another vehicle or object.

4. Uninsured/Underinsured Motorist Coverage: Coverage that pays for bodily injury and property damage caused by an uninsured or underinsured driver.

5. Medical Payments Coverage: Coverage that pays for medical expenses incurred by the policyholder and passengers in the event of an accident.

6. Personal Injury Protection (PIP): Coverage that pays for medical expenses, lost wages, and other costs incurred by the policyholder and passengers in the event of an accident.

7. Gap Insurance: Coverage that pays the difference between the actual cash value of a vehicle and the amount still owed on the loan if the vehicle is totaled or stolen.